NPA Management in Public & Private Sector Banks In India Causes & Remedial Measures By CA. (Dr.) Amarjit Chopra - Edition 2025 - Commercial Law Publishers

OVERVIEW

Commercial's NPA Management in Public & Private Sector Banks in India: Causes & Remedial Measures by CA. (Dr.) Amarjit Chopra is an authoritative, specialized banking reference published by Commercial Law Publishers (India) Pvt. Ltd. Designed to address the ongoing challenge of non-performing assets (NPAs) across the Indian financial ecosystem, this comprehensive volume provides deep legal, accounting, and operational insights into stress asset management.

This latest 2026 reference serves as an essential practical resource for bankers, legal practitioners, Chartered Accountants (CAs), Company Secretaries (CSs), Insolvency Professionals, and law students India. The treatise thoroughly examines root causes of bad loans, preventive credit monitoring systems, provisioning norms, and statutory recovery frameworks under the Insolvency and Bankruptcy Code (IBC), SARFAESI Act, and Debt Recovery Tribunals (DRT).

Whether you are managing stressed portfolios, advising corporate debtors, preparing for competitive banking examinations, or seeking a complete guide for judiciary exam mains in commercial law, this reference available at Law Pustak provides the ideal balance of regulatory clarity and practical recovery strategies across India.

KEY FEATURES

• Expert Professional Authorship: Authored by renowned accounting and banking expert CA. (Dr.) Amarjit Chopra.

• Reputed Publisher: Published by Commercial Law Publishers (India) Pvt. Ltd., trusted nationwide for quality commercial and tax publications.

• Binding Type: Quality Paperback edition engineered for smooth office usage, desk reference, and academic research.

• Dual Sector Comparative Analysis: Examines NPA asset quality patterns, recovery performance, and risk management across both Public Sector Banks (PSBs) and Private Sector Banks.

• Statutory Recovery Frameworks: Detailed legal analysis of SARFAESI, IBC, Asset Reconstruction Companies (ARCs), and One Time Settlement (OTS) schemes.

• Pragmatic Remedial Measures: Offers actionable strategies for early warning signals, credit restructuring, stress testing, and preventive monitoring.

WHAT THIS BOOK COVERS

• Fundamentals of NPAs in India: Income recognition, asset classification (Substandard, Doubtful, Loss assets), and RBI provisioning norms for banks.

• Causes of Stressed Assets: Sectoral analysis of macroeconomic factors, project delays, governance issues, diversion of funds, and credit assessment gaps.

• Statutory & Legal Recovery Mechanisms: Procedural guidance under the Insolvency and Bankruptcy Code (IBC), SARFAESI Act, 2002, and Debt Recovery Tribunals (DRT).

• Out-of-Court Settlement Options: Corporate Debt Restructuring (CDR), Prudential Framework for Resolution of Stressed Assets, Compromise Settlements, and OTS protocols.

• Role of Asset Reconstruction Companies (ARCs): Distressed asset sales, security receipts, valuation methodologies, and National Asset Reconstruction Company (NARCL) operations.

• Comparative Sector Performance: Quantitative and qualitative comparison of NPA levels and management efficiencies between PSBs and private sector lenders.

WHO SHOULD BUY

• Bankers & Financial Officers: Credit managers, branch heads, recovery officers, and risk management personnel across public, private, and co-operative banks.

• Chartered Accountants & Insolvency Professionals: Financial consultants, auditors, liquidators, and resolution professionals managing distressed assets.

• Advocates & Corporate Counsel: Banking and commercial litigators appearing before NCLT, NCLAT, DRT, and High Courts across India.

• Law Students in India & Judiciary Aspirants: LL.B., LL.M., and judicial service candidates specializing in Banking Law, Commercial Law, and Insolvency Jurisprudence.

WHY THIS BOOK 

• 360-Degree Banking & Legal Perspective: Bridges corporate accounting principles with statutory recovery laws seamlessly.

• Root-Cause to Resolution Approach: Moves logically from diagnosing default triggers to implementing statutory and commercial remedies.

• Updated RBI Compliance: Aligned with modern Prudential Frameworks and legal developments governing stress asset resolution.

• High Practical Utility: Features real-world case studies, policy templates, and field-tested recovery strategies for immediate professional deployment.

PRODUCT DETAILS

BENEFITS

• Master Stressed Asset Resolution: Build a solid operational understanding of RBI norms, IBC processes, and SARFAESI enforcement.

• Enhance Financial Advisory Skills: Protect client assets and guide financial institutions through compliant compromise settlements.

• Accelerate Professional Growth: Gain a competitive edge in banking law practice, NCLT representation, and audit assignments.

CALL TO ACTION

Master stress asset management and banking recovery laws! Order your copy of NPA Management in Public & Private Sector Banks in India by CA. (Dr.) Amarjit Chopra today from Law Pustak for fast delivery across India.