SARFAESI Act 2002 Securitisation Legal Commentary Edition 2026 Book India

OVERVIEW

Commentaries on Securitisation and Reconstruction of Financial Assets & Enforcement of Security Interest Act, 2002 (SARFAESI Act) by S.P. Sengupta is an authoritative, exhaustive legal treatise designed to navigate complex banking recovery jurisprudence in India. Published by Kamal Law House, Kolkata, this manual delivers section-by-section analytical depth, making it an indispensable resource for banking professionals, legal practitioners, and corporate law specialists handling non-performing assets (NPAs) and debt recovery litigation.

This latest edition 2026 provides exhaustive commentary on statutory provisions governing asset reconstruction companies (ARCs), enforcement of security interests, debt recovery tribunal (DRT) procedures, and mortgage enforcement. It synthesizes key Supreme Court and High Court precedents to offer practical solutions for both securing lender remedies and asserting borrower rights under Indian financial laws.

Whether you are advising commercial banks, representing clients in DRT/DRAT proceedings, or studying advanced banking and financial regulatory frameworks for competitive examinations, this comprehensive commentary serves as a complete, authoritative desk reference.

KEY FEATURES

• Author & Publisher: Authored by S.P. Sengupta and published by Kamal Law House, Kolkata.

• Edition: Latest Edition 2026 featuring recent banking law updates and judicial interpretations.

• Format & Binding: Rigid board Hardcover / Hardbound binding engineered for daily chamber and tribunal reference.

• Banking Law Focus: Comprehensive coverage of the SARFAESI Act, 2002, NPA resolution frameworks, and mortgage enforcement.

• Litigation Utility: Detailed guidance on Section 13 demand notices, Section 14 possession proceedings before Chief Metropolitan Magistrates / District Magistrates, and Section 17 DRT appeals.

• Judicial Precedents: Packed with landmark judgments from the Supreme Court of India, High Courts, and Appellate Debt Recovery Tribunals (DRAT).

• Target Audience: Essential desk reference for banking lawyers, empanelled advocates, bank law officers, CA/CS professionals, and law students India.

WHAT THIS BOOK COVERS

• Section-by-section analysis of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002.

• Mechanics of Asset Reconstruction Companies (ARCs) and transfer of financial assets.

• Enforcement procedures for security interest under Section 13, including symbolic versus physical possession protocols.

• Mortgage enforcement, asset valuation, public auction procedures, and sale certificate issuance.

• Application remedies under Section 17 before the Debt Recovery Tribunal (DRT) and appeals under Section 18 before DRAT.

• Cross-referencing with the Recovery of Debts and Insolvency Bankruptcy Code (IBC) provisions.

WHO SHOULD BUY

• Banking & Corporate Law Advocates practicing before DRT, DRAT, High Courts, and NCLT

• Bank Law Officers, Credit Managers, and Recovery Officers across Indian Financial Institutions

• Chartered Accountants (CA), Company Secretaries (CS), and Insolvency Professionals (IPs)

• Law Students India specializing in Corporate, Commercial, and Banking Jurisprudence

• Judiciary Aspirants focusing on commercial and banking law syllabi

WHY THIS BOOK 

• Authority & Depth: Written by renowned legal author S.P. Sengupta and backed by Kamal Law House's trusted legal editorial standards.

• 100% Practical Focus: Provides actionable litigation strategies for both financial institutions enforcing recovery and borrowers challenging procedural flaws.

• Up-to-Date Precedents: Integrates the latest judicial interpretations regarding statutory compliance, CMM/DM orders, and auction validity.

• Durable Hardcover Edition: Premium hardbound construction built to withstand heavy daily use in legal chambers and courtrooms.

PRODUCT DETAILS

• Title: Commentaries on Securitisation and Reconstruction of Financial Assets & Enforcement of Security Interest Act, 2002

• Author: S.P. Sengupta

• Publisher: Kamal Law House, Kolkata

• Language: English

• Edition: Latest Edition 2026

• Format: Hardcover / Hardbound

BENEFITS

• Litigation Mastery: Draft precise DRT applications, reply notices, and possession petitions with complete statutory backing.

• Risk Reduction: Helps banking officers execute flaw-free asset enforcement proceedings without violating borrower due process.

• Career Advancement: Equips legal professionals and CA/CS advisors with deep expertise in high-demand financial recovery law.

CALL TO ACTION

Master banking recovery law—order your copy of the 2026 Latest Edition today for fast delivery across India!